Terms of Service

1. Acceptance of Terms

By accessing or using the services available on Mubarak4you (https://mubarak4you.com/), you agree to comply with and be bound by these Terms of Service. If you do not agree, please discontinue using the website.

2. Permitted Use

All tools, calculators, and generators provided on Mubarak4you are provided free of charge for personal, educational, and commercial purposes. You are welcome to use our tools to calculate loans, convert code, edit images, and generate assets for your client projects.

3. Disclaimer of Warranties

All tools and computations are provided on an "as-is" and "as-available" basis. While we strive for absolute mathematical precision and robust algorithms, Mubarak4you makes no representations or warranties of any kind regarding accuracy, fitness for a specific financial purpose, or uninterrupted availability.

Our financial calculators (including EMI, loan, and tax calculators) provide estimates for informational planning purposes and should not replace advice from certified financial planners or certified public accountants.

4. User Privacy & Data Responsibility

Because all processing occurs in your own client browser, you are solely responsible for keeping backup copies of any files or text you process. We never store or preserve your files once you close your browser tab.

5. Intellectual Property

The Mubarak4you design, branding, and original source code are the intellectual property of Mubarak4you. Output generated by you (such as compressed photos, generated passwords, or formatted text) belongs entirely to you.

6. Modifications

We reserve the right to add, modify, or remove tools at our discretion to enhance speed, security, and utility.